Aaj ke daur mein jab inflation (mehangai) tezi se badh rahi hai, sirf savings account mein paisa rakhne se kaam nahi chalega. Wealth create karne ke liye equity market mein utarna zaroori hai. Jab baat aati hai innovation aur focused investing ki, to Motilal Oswal Mutual Fund ka naam sabse upar aata hai.
Inki “Buy Right, Sit Tight” ki philosophy kaafi mashhoor hai. Aaj hum Motilal Oswal ke teen aise funds ka deep analysis karenge jo Indian aur Global markets mein kafi charcha mein hain. Agar aap apne portfolio ko diversify karna chahte hain, to yeh article aapke liye hai.
Check SIP Calcolater
Yeh fund un logo ke liye hai jo “Best of Both Worlds” chahte hain—yaani Large-cap ki stability aur Mid-cap ki growth.
Performance aur Strategy
13 Feb 2026 tak ke data ke mutabiq, is fund ka NAV ₹35.88 hai. Sabse hairatangez baat iska 3Y CAGR (25.83%) hai, jo dikhata hai ki pichle teen saalo mein isne investors ka paisa tezi se badhaya hai.
Risk aur Risk-Reward Ratio
Sharpe Ratio (0.96): Yeh category average (0.86) se behtar hai. Iska matlab hai ki fund manager har unit risk ke badle aapko zyada return nikaal kar de rahe hain.
Standard Deviation (18.82): Category average se thoda zyada volatility hai, isliye agar aap thoda jhatka jhel sakte hain, tabhi ismein invest karein.
Beta (1.18): Yeh market ke muqable thoda zyada aggressive hai.
Portfolio Concentration
Is fund ki ek khasiyat hai—Focused Portfolio. Iske Top 3 sectors mein hi 80.54% paisa laga hai. Yeh darshata hai ki Motilal Oswal Mutual Fund ke managers ko apne chune hue sectors par poora bharosa hai.
2. Motilal Oswal NASDAQ 100 ETF
Agar aap India mein baithkar Apple, Microsoft, Google (Alphabet), aur NVIDIA jaisi global giants mein hissedari chahte hain, to yeh ETF ek behtareen zariya hai.
Global Exposure aur Returns
NASDAQ 100 Index duniya ki top non-financial companies ka group hai. Is ETF ka 3Y CAGR 30.16% raha hai. Iska matlab hai ki US tech stocks ne pichle kuch saalo mein kamaal ki rally dikhayi hai. Iska NAV ₹218.87 hai (13 Feb 2026).
Iska Kharcha (Expense Ratio)
ETF hone ki wajah se iska expense ratio kafi kam hota hai, jo long term mein aapke returns ko boost karta hai. Halanki, ETF ke liye aapke paas ek Demat account hona zaroori hai. Iska Sharpe Ratio 0.96 hai, jo global category mein kafi mazboot mana jata hai.
3. Motilal Oswal NASDAQ 100 Fund of Fund (FoF)
Kayi log aise hote hain jinhe US market mein invest to karna hai, lekin unke paas Demat account nahi hai. Unke liye Motilal Oswal Mutual Fund ne FoF ka option diya hai.
Kaise Kaam Karta Hai?
Yeh fund khud direct stocks nahi kharidta, balki aapka 100% paisa upar bataye gaye Motilal Oswal NASDAQ 100 ETF mein daal deta hai. Iska 3Y CAGR 31.75% hai, jo ETF se bhi thoda behtar dikh raha hai (tracking error aur cash levels ki wajah se).
Statistics
AUM: ₹6,081.85 Crores.
Expense Ratio: 0.80% (ETF se thoda zyada kyunki yeh ek FoF hai).
Portfolio Turnover: Sirf 9.06, jo dikhata hai ki manager baar-baar portfolio badal nahi rahe, balki long term hold kar rahe hain.
Kaunsa Fund Kiske Liye Hai? (Expert Opinion)
Large & Midcap Fund: Agar aap Indian economy ki growth par bet lagana chahte hain aur 5-7 saal ka vision rakhte hain.
NASDAQ 100 ETF: Agar aapke paas Demat account hai aur aap US Tech stocks mein saste mein (low expense) invest karna chahte hain.
NASDAQ 100 FoF: Agar aap normal SIP ki tarah bina Demat ke US market ka maza lena chahte hain.
Motilal Oswal Mutual Fund ke yeh teeno options diversification ke liye solid hain. Ek taraf aapke paas Indian companies hain, aur dusri taraf duniya ki sabse badi tech companies.
Also check SBI Gold ETF
Comparison Table: Quick View
Niche di gayi chart sheet se aap teeno funds ko ek saath samajh sakte hain:
| Feature | Large & Midcap Fund | NASDAQ 100 ETF | NASDAQ 100 FoF |
| Category | Equity: Large & Midcap | Global – Other (ETF) | Global – FoF |
| NAV (13 Feb 26) | ₹35.88 | ₹218.87 | ₹48.61 |
| 3Y CAGR | 25.83% | 30.16% | 31.75% |
| AUM (Crs.) | ₹14,601.65 | ₹14,601.65 | ₹6,081.85 |
| Expense Ratio | 0.69% | 0.69% | 0.80% |
| Sharpe Ratio | 0.96 | 0.96 | 1.19 |
| Standard Dev. | 18.82 | 18.82 | 21.18 |
| Morningstar | 4 Stars | 4 Stars | Unrated |
| Demat Needed? | No | Yes | No |
Also check Top 5 mutual funds
Conclusion
Invest karne se pehle hamesha apne risk appetite ko check karein. Jahan NASDAQ funds ne 30% se zyada ka return diya hai, wahan inki volatility (Standard Deviation 21+) bhi zyada hai. Wahi Motilal Oswal Mutual Fund ka Large & Midcap fund un logo ke liye balance banata hai jo Indian market mein thodi stability ke saath growth chahte hain.
Disclaimer: Mutual fund investments market risk ke adheen hain. Invesment se pehle apne financial advisor se salaah zaroori lein.
Frequently Asked Questions (FAQs)
Ji haan, Motilal Oswal Mutual Fund SEBI (Securities and Exchange Board of India) ke saath registered hai aur pichle do dashako se market mein ek vishwasniya naam hai. Inki “Buy Right, Sit Tight” strategy ne long-term investors ko kafi achha wealth create karke diya hai. Halanki, equity funds mein hamesha market risk hota hai.
Dono hi funds US ki top 100 tech companies mein invest karte hain. Mukhya antar yeh hai:
ETF: Iske liye Demat account zaroori hai aur ise stock exchange par real-time trade kiya jata hai. Iska expense ratio kam hota hai.
FoF: Iske liye Demat ki zaroorat nahi hai. Aap ise kisi bhi mutual fund app se normal SIP ki tarah shuru kar sakte hain. Iska expense ratio ETF se thoda zyada hota hai.